Boat & Watercraft Insurance

THZ Insurance Group represents many carriers who offer specialized and competitive coverage for many types of boats and their contents. Examples include: bass boats, cruisers, fishing boats, pontoons, runabouts, sailboats, catamarans, utility boats, and personal watercraft such as jet skis.

Coverage is available for the hull, motor, and trailer as well as some other marine items specific to your needs and we are able to offer personalized policies which may include some of the following endorsements:

  • Total Loss replacement which will replace your boat with a brand new one of similar make and quality in the event of a total loss
  • Disappearing/Diminishing Deductibles which will lower your out-of-pocket expense each claim free renewal
  • 24-hour Roadside Assistance
  • Emergency Towing & Labor while on the water
  • Wreckage Removal Coverage which will help recover costs if your boat sinks and has to be removed from the water
  • Replacement Cost for Fishing Equipment and other Personal Effects including cameras, clothes, cell phones and more